Credit building

The Unicorn card by Cred.ai charges no APR, as long as you have autopay on, making it a good choice for a first credit card to build credit.

Credit repair companies help you dispute credit report errors for a fee. See if these services are right for you and how to avoid fraud.

Grow Credit offers to build your credit history with subscription services for free.

Cushion is an all-in-one banking app that helps you track your spending and build credit without interest charges. See if it could be right for you.

Here’s how we rate credit building accounts, covering what we look for in credit score requirements, fees, credit reporting practices, customer service APR and account features.

Self offers rent and utility reporting, Credit Builder Account and more to help boost your credit score.

Kikoff offers several credit-building products, including a secured card with no monthly fee, no interest charges and a low minimum deposit.

Experian Boost® is a free credit-building tool that helps you build credit with rent payments, utility payments and streaming service subscriptions.

Build credit by paying subscriptions or with a credit-building loan — but there’s a monthly fee.

StellarFi is a credit reporting app that helps you build credit with bills you already pay. No credit checks are required and you won’t be charged interest.